Modular lending software built for community institutions.

A native Salesforce LOS — built with Apex and Lightning Web Components (LWC), deployed directly inside your org. No separate application, server, or database for your lending data to live in — just enterprise-grade components designed for institutions that demand sophistication without the enterprise price tag.

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What Sets Us Apart

Ease of Use

Designed to address common deficiencies with existing platforms, your users will quickly adapt to working in the Distilled LOS.

Transparent Pricing

A perpetual license — the software is yours to own, operate, and evolve without ongoing vendor dependency. One price scoped to your institution — no per-seat licenses, no per-loan tolls, no surprise line items.

Speed of Integration

Purpose-built for expedient integrations, we use AI-assisted tooling to self-implement and keep implementation costs down. We measure implementations in weeks, not years.

Everything Your Lending Team Needs

Each component is built to work standalone or as part of a fully integrated platform — you choose what fits.

Core LOS

The core engine for processing a credit request from application to decision — application intake, document management, and pipeline stage tracking. Built to handle the complexity of modern lending without the bloat.

Commercial Lending

Purpose-built for business and commercial credit — complex entity structures and financial statement analysis. Handle commercial underwriting without forcing it through a consumer-shaped process.

Consumer Lending

A purpose-built data model for consumer loans and accounts, with HMDA and TRID compliance built in from the start — not bolted on after the fact.

Decision Engine

Rules-based and data-driven credit decisioning that gives your team the controls. Set policy guardrails and let the system do the heavy lifting on routine approvals.

Workflow Management

Configurable automation that layers on top of Core LOS — custom routing rules, triggers, and SLA management that map to how your team actually operates. Eliminate manual handoffs between departments as your volume grows.

Customer Portal

An online application and borrower-facing portal in one — applicants can apply, track loan status, upload documents, and communicate with your team, reducing inbound call volume significantly.

Servicing

End-to-end loan servicing — collections, payment history, covenant tracking, and escrow management alongside borrower communications. Keep your portfolio performing without a separate vendor.

Integrations

Pre-built connectors for credit bureaus, core banking systems, and third-party data providers. Extend your existing stack rather than replacing it from scratch.

Five Editions. One Perpetual License.

Start where you are and add modules as you grow — every edition is owned outright, never rented.

Foundation

The core of the platform — everything origination starts with.
Core LOS Workflow Management 2 Integrations

Consumer Suite

Consumer lending with decisioning, HMDA and TRID built in.
Foundation + Consumer Lending Decision Engine 4 Integrations

Commercial Suite

Entity structures, financial statement analysis, and commercial underwriting.
Foundation + Commercial Lending Decision Engine 4 Integrations

Digital Lending Suite

Both lending lines plus the borrower-facing Customer Portal.
Foundation + Commercial Lending Consumer Lending Decision Engine Customer Portal 6 Integrations

Enterprise Platform

The Complete Platform
Every pre-built module, end to end — origination through servicing.
All Eight Modules Servicing Included 8 Vendor Integrations

Custom

Bespoke integrations and architecture, scoped to your roadmap.

One perpetual price, scoped to your institution — no per-seat licenses, no per-loan tolls, no surprise line items.

Evolve

Owning It Doesn't Mean Maintaining It Alone.

Software Assurance keeps the platform you own updated, secure, and compatible with every Salesforce release — multi-year terms, on your schedule.

Learn About Software Assurance

AI Is Built Into Everything We Do

AI isn't a bolt-on feature at Distilled — it shapes how Distilled LOS gets built, how it documents itself, and how it runs for your team every day.

AI-Assisted Development

Every feature is built through the Distilled Build Method — product owners working directly with Claude to spec, build, and iterate, with engineers reviewing for quality and architecture at every step.

Self-Documenting Builds

Action matrices, component lists, test scripts, and other system documentation are produced as part of the build itself — not written after the fact, so it never drifts out of sync with the software.

Agents, Built In

Dedicated agents ship with the platform to keep configuration, integrations, workflows, approvals, decisioning, support, and testing running smoothly long after go-live.

Agents, Built Into the Platform

Powered by Salesforce, each agent has a dedicated role — keeping your configuration clean, your integrations aligned, and your staff supported.

Connie

Connie

Configuration

Checks your configuration for missing or inactive settings — App Config, UI labels, fees, document templates — and gives you one admin panel to fix what she finds instead of hunting through raw records.

Dean

Dean

Decisioning

Applies your credit policy consistently — scoring applications through the decision engine and surfacing policy exceptions for the people who need to weigh in.

Flo

Flo

Workflow Building

Gives you a guided screen to build out exactly how a process should run — stages, assignees, SLAs, automation — and publishes it straight into a live workflow that matches how you actually operate.

Sam

Sam

Staff Support

Ask Sam is taking shape in your utility bar — a dedicated space for quick answers and support, ready to come online as soon as we finish building out the assistant behind it.

Maggie

Maggie

Data Mapping

Give Maggie a list of your source system's field names and she matches each one to the right field in Distilled LOS — auto-confirming exact matches and flagging the rest for a quick review, so your next data migration starts from a solid map.

Adam

Adam

Approvals

Keeps approvals moving — routing requests through the right review queues, tracking who still needs to act, and keeping every decision documented and compliant.

Tess

Tess

Test Coverage

Coming soon — Tess will build out thorough test scenarios and coverage checklists behind the scenes, so every new release ships with confidence.

Otto

Otto

Covenant Monitoring

Keeps watch over your covenants around the clock — building measurement periods on schedule, matching uploaded financials to the right requirement, and flagging anything out of tolerance before it becomes a surprise.

Paul

Paul

Portal Experience

Shapes what your borrowers see — the disclosures they acknowledge, the plain-language progress meter they follow, and the personal touches like their banker's card — so the portal always speaks your institution's language.

See It Working in a Real Lending Environment.

Book a Demo